Privacy Policy

1. Introduction

Oli Consulting LTD ("we," "us," "our," or "Company"), based in Ireland, operates the Dividend Hunting platform ("the Service"). We are committed to protecting your privacy and ensuring you have a positive experience on our Platform.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.

2. Information We Collect

We collect information in the following ways:

2.1 Information You Provide Directly

• Account Registration: Name, email address, password, and profile information
• Payment Information: Billing address, payment method details (processed securely by third-party providers)
• Communication: Messages, inquiries, and feedback you send us
• Support Requests: Information provided when contacting customer support
• User-Generated Content & Simulations: Watchlists, custom filters, portfolio settings, backtesting queries, saved strategies, and any notes you create on the Platform
• Model Inputs: If you interact with AI prediction features, we collect your input parameters and model requests (but not personally identifiable information beyond your account)

2.2 Information Collected Automatically

• Usage Data: Pages viewed, time spent, features used, clicks, and interactions
• Device Information: Device type, operating system, browser type, IP address
• Cookies: Session cookies and analytics cookies for improving user experience
• Log Files: Server logs recording access patterns and technical information

2.3 Third-Party Data

• Financial Data: Stock prices, dividend information, and market data from third-party financial providers
• Social Login: If you use OAuth/social login, basic profile information

3. How We Use Your Information

We use collected information for the following purposes:

• Service Delivery: Providing and maintaining the Dividend Hunting Platform
• Account Management: Managing your account, authentication, and access control
• Communication: Sending transactional emails, service updates, and support responses
• Analytics: Understanding user behavior and improving the Platform
• Security: Detecting fraud, preventing abuse, and protecting data integrity
• Legal Compliance: Meeting regulatory requirements and enforcing Terms of Service
• Marketing: Sending promotional content (only if you've opted in)
• AI Model Training & Improvement: We may use anonymized, aggregated backtesting queries and prediction requests to improve our models. We NEVER use your individual watchlists or personal portfolio data to train models without explicit consent.
• Model Performance Analytics: We track how our AI predictions perform in real-time to improve accuracy. This analysis is internal only.
• Product Improvement: Analyzing aggregated, anonymized Watchlist and backtesting usage patterns (e.g., "Most popular backtesting period is January"; "Recovery Rate is the most-used filter") to prioritize features.

4. Data Sharing and Disclosure

4.1 Information We Do NOT Share

We do NOT sell, trade, or rent your personal information to third parties for marketing purposes.

4.2 Information We MAY Share

We may share information with:

• Service Providers: Payment processors, hosting providers, analytics services (under confidentiality agreements)
• Legal Requirements: Law enforcement or regulatory authorities when required by law
• Business Transfers: In case of merger, acquisition, or sale of assets
• With Your Consent: When you explicitly authorize sharing
• AI Model Vendors: If we ever use third-party AI/ML platforms (e.g., cloud-based ML services), we may share anonymized historical data and aggregated model inputs, but never your personal account information or individual watchlists. Currently, we do NOT use any third party platform for this purpose neither have plans for it.

5. Data Security

We implement industry-standard security measures to protect your information:

• SSL/TLS encryption for data in transit
• Secure password hashing and storage
• Regular security audits and updates
• Access controls limiting staff to necessary data
• Monitoring for suspicious activities

Note: While we implement reasonable security measures, no system is 100% secure. We cannot guarantee absolute security of your information.

6. Your Rights and Choices

6.1 Access and Correction

You have the right to access, update, or correct your personal information. You can do this through your account settings or by contacting us.

6.2 Data Deletion

You may request deletion of your account and associated personal data. Some information may be retained for legal or operational purposes.

6.3 Marketing Communications

You can opt out of promotional emails at any time by clicking the "unsubscribe" link or adjusting your preferences in your account settings.

6.4 Cookies

Most browsers allow you to refuse cookies or alert you when cookies are being sent. Disabling cookies may affect Platform functionality.

6.5 GDPR and Data Protection Rights (EU/UK Users)

If you're in the EU or UK, you have additional rights under GDPR, including rights to access, portability, and objection. Contact us to exercise these rights.

7. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. You may request deletion, but we may retain information as required by law or for legitimate business purposes (such as fraud prevention).

8. Third-Party Links

The Dividend Hunting Platform may contain links to external websites. We are not responsible for the privacy practices of third-party sites. We recommend reviewing their privacy policies independently.

9. Children's Privacy

Dividend Hunting is intended for users 18 years and older. We do not knowingly collect personal information from children under 18. If we become aware of such collection, we will delete the information promptly.

10. International Data Transfers

Your information may be transferred to, stored in, and processed outside your country of residence. By using the Platform, you consent to such transfers. We ensure appropriate safeguards are in place.

11. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Remember your preferences
• Understand usage patterns
• Improve user experience
• Provide analytics

You can control cookies through your browser settings or opt-out tools.

12. Analytics and Tracking

We use analytics tools (such as Google Analytics) to understand user behavior and improve the Platform. These tools may collect anonymized data about your interactions. You can opt out through your browser settings or opt-out tools.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date. Your continued use of the Platform constitutes acceptance of the updated policy.

Contact Us

For privacy-related questions, concerns, or to exercise your rights:

We will respond to privacy inquiries within 30 days.